{"id":8212,"date":"2024-06-04T11:00:30","date_gmt":"2024-06-04T03:00:30","guid":{"rendered":"https:\/\/rumahwip.my\/?p=8212"},"modified":"2024-06-04T20:56:08","modified_gmt":"2024-06-04T12:56:08","slug":"kriteria-permohonan-untuk-skim-jaminan-kredit-perumahan-sjkp-2023-ms","status":"publish","type":"post","link":"https:\/\/rumahwip.my\/ms\/kriteria-permohonan-untuk-skim-jaminan-kredit-perumahan-sjkp-2023-ms\/","title":{"rendered":"Kriteria Permohonan Untuk Skim Jaminan Kredit Perumahan (SJKP) 2023"},"content":{"rendered":"\n<ul class=\"wp-block-list\">\n<li><strong>Warganegara Malaysia<\/strong> berumur 18 tahun ke atas. Pembiayaan bersama dibenarkan.<\/li>\n\n\n\n<li>Pekerja<strong> bukan pendapatan tetap<\/strong> atau bekerja sendiri.<\/li>\n\n\n\n<li><strong>Pekerja dengan pendapatan tetap.<\/strong><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pembelian rumah kediaman pertama<\/strong> baru atau rumah sedia ada (sub-jualan) atau rumah lelong yang akan diduduki oleh pemilik.<\/li>\n\n\n\n<li>Terbuka kepada hartanah kediaman yang baru siap, dalam pembinaan, sub-jualan, atau lelongan.<\/li>\n\n\n\n<li>Jumlah bayaran balik kesemua pinjaman pemohon tidak melebihi 65% daripada pendapatan bulanan kasar.<\/li>\n\n\n\n<li>Rekod tunggakan CCRIS* tidak melebihi 2 bulan dalam tempoh 12 bulan.<\/li>\n\n\n\n<li>Tiada rekod kredit yang merosakkan lain dalam tempoh 24 bulan yang lepas.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<!--more-->\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><\/h2>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":6,"featured_media":7628,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"image","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[92],"tags":[],"class_list":["post-8212","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-rumawip-ms","post_format-post-format-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - 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