• Malaysian citizens aged 18 years and above. Joint financing is allowed
• Non-fixed income earners or self employed
• Fixed income earners

• Purchase of first new residential house or existing house (sub-sale) or auctioned house to be owner occupied
• Open to newly completed or under construction or sub-sale or auctioned residential property
• The total repayment of all applicant’s loans does not exceed 65% of gross monthly income
• CCRIS* record of arrears not more than 2 months within a period of 12 months
• No other adverse credit records within the last 24 months

PADU, Malaysia’s central database hub, was launched on 2 January 2024 with the initial goal of disseminating of targeted subsidies, among other things.

This means that in the future, the data in PADU will be used as a reference for all forms of government assistance, hence why you should register yourself in it.

To help you with that, here’s a step-by step guide on registering in PADU

Who is eligible to apply for Residensi Madani?

Malaysian citizens aged 18 years at the time of application and born, residing, or working in the Federal Territory are eligible. The gross income of applicants should not exceed RM5,000 per month.

Are single applicants eligible to apply for Residensi Madani?

Yes, they are eligible, as long as the household income of the applicant is RM5,000 per month or below.

Are retirees eligible to apply to purchase Residensi Madani units?

Yes, they can apply, subject to the prevailing terms and regulations from time to time.

How many projects can applicants apply for?

Only one application is allowed per household family (husband and wife), and Residensi Madani applications are for first-time homes only.

Rumawip in a great appreciation of the space, and it’s rising fast!

The action price of Kiara Kasih has increased from RM300,000 to RM398,000 in the Lelong market in less than a year after handing over the house. It has increased by a full 32%. There are not many properties in the current market that can achieve this kind of increase.

For those who worries about RUMAWIP market value or selling out problem buyer, this is no more concern on that!

The Ministry of Housing and Local Government (KPKT) and the Ministry of Finance (MOF) launched i-Biaya on April 15, 2022, to facilitate housing financing for the B40 and M40 groups. Applicants for the Malaysian Family Residence (RWKM) can obtain further information about the i-Biaya initiative by visiting the I-BIAYA portal (kpkt.gov.my) or directly accessing the Housing Credit Guarantee Company (SJKP) portal at https://www.sjkp.com.my/ and the My First Home Scheme (SRP) portal at https://www.srp.com.my.

Please be informed that the Malaysian Family Residence (RWKM) Portal will be unavailable to users on 22nd to 23rd December 2021 (Wednesday – Thursday) for maintenance and portal improvement works. The portal will only be accessible again on 24th December 2021 (Friday) at 9:00 AM. We apologize for any inconvenience caused.